Search results for "índice IRPH"

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Consideraciones sobre la cláusula irph a la luz de sus antecedentes y de la doctrina consolidada del tribunal de justicia de la union europea

2021

By issuing its judgment of March 3, 2020, the Court of Justice of the European Union (CJEU) has terminated the last episode in the evolution of the IRPH index to which almost a tenth of mortgages have been referring. in Spain, compared to the rest that the Euribor takes as a reference, declaring in essence that consumers will be able to go to court to declare the abusiveness of the clause that the aforementioned index contains in the deeds of constitution of the mortgage. To understand the scope of the current situation, it is convenient to consider even briefly what the IRPH consists of and the consequences that its application has entailed for the affected consumer borrowers, taking into …

:CIENCIAS JURÍDICAS [UNESCO]declaring in essence that consumers will be able to go to court to declare the abusiveness of the clause that the aforementioned index contains in the deeds of constitution of the mortgage. To understand the scope of the current situationconsumidorthe precedent that In this regardinterés variablelately and until there is any pronouncement by our Supreme Court2020índice IRPHthe most recent resolutions issued by our Courts and Provincial Courts. All these references integrate the content of this work. HipotecaIRPH indexcláusula abusivavariable interest2070-8157 22082 Revista Boliviana de Derecho 565487 2021 31 7730067 Consideraciones sobre la cláusula irph a la luz de sus antecedentes y de la doctrina consolidada del tribunal de justicia de la union europea Castillo MartínezUNESCO::CIENCIAS JURÍDICASCarolina del Carmen By issuing its judgment of March 3compared to the rest that the Euribor takes as a referenceabusive clausethe Court of Justice of the European Union (CJEU) has terminated the last episode in the evolution of the IRPH index to which almost a tenth of mortgages have been referring. in Spaintaking into account the factual background that led to the issuance of the aforementioned resolutionconsume 504 549they included the conclusions of the Advocate Generalthe content of the STJUE itself andit is convenient to consider even briefly what the IRPH consists of and the consequences that its application has entailed for the affected consumer borrowersMortgage
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Evolución del tratamiento jurisprudencial del control de transparencia en contratos de préstamo hipotecario

2022

Las condiciones generales de la contratación incorporadas en los contratos de préstamo hipotecario, celebrados entre entidades financiera y consumidores, han sido objeto de estudio por los tribunales naciones y por el TJUE con el fin de controlar prácticas abusivas por parte de los profesionales. El obligado control de transparencia es el mecanismo que garantiza la supresión de cláusulas abusivas en los contratos de adhesión. En consecuencia, observamos una jurisprudencia cambiante del Tribunal Supremo sobre cómo interpretar los principios generales fijados en la Directiva 93/13/ CEE para declarar la abusividad de las cláusulas, distanciándose en la actualidad de la doctrina comunitaria, as…

cláusula de renuncia específicacláusula de renuncia genéricacontrato novatorio de cláusula suelocontrato de adhesióncontrato de préstamo hipotecariocláusulas índice IRPHinterpretación extensiva:CIENCIAS JURÍDICAS Y DERECHO [UNESCO]UNESCO::CIENCIAS JURÍDICAS Y DERECHOcláusulas abusivas
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